17 January 2007
Dear Rt. Hon. Sir, James Plaskitt M.P.,
 
I was recently visited by a destitute and vulnerable neighbour who asked for the use of my phone to call a 0800 toll free number in order to apply for a  Social Fund Crisis Loan (link to DWP information web page).
Although the page (link above) advises applicants to contact their nearest "Jobcentre Plus" (or "JC+"), she was told by her "JC+" interviewer that the sole available method was via telephone to the toll free number. So, the this begs the question; is it the DWP, or the "JC+", who is to be believed?
 
A simple enough question which could be easily answered by any Junior Clerk in your department, however, may I respectfully prevail upon you to read the entire email because I think the circumstances and events surrounding this case demand that you should be apprised of them.
 
My neighbour needed the loan to tide her over whilst awaiting processing and payment of her Income Support, which had been delayed due to her Doctor's having written the word "indeterminate" as the duration of her sick-note, whereas a calendar date is required (probably by the computer) for admin. purposes. She also has her leg in a plaster cast up to the thigh and hobbles along on two crutches whilst in constant pain. When she asked the "JC+" interviewer if she was allowed to use their phone they refused her permission. 0800 calls dialed using a mobile phone network are not toll free (as you will be aware) and she was broke. (In the interest of fairness to "JC+", please note that I'm not aware whether the broken leg came before or after the "JC+" visit!). My neighbour has spent many years in Foster Care but has managed to lead a life of honesty and good morals whereas others in similar circumstances have fallen into anti-social behaviours. She currently has no visible means of financial support e.g. from family.
 
On the 11th of January my neighbour sought to use the public phone nearest to her domicile but found it had been vandalised beyond use, which is why she came to my door. In my presence she dialled and re-dialled but all she could get was an answering service message telling her that the staff were all busy and to try again later, and then the phone would hang-up, hence the need to continually re-dial. (couldn't they have call queuing)  After an hour of this with no prospect of dismissing her whilst keeping my conscience clear, I perused the DWP web pages for a viable alternative, whereby I found the correct download - able/printable sf401 form (link to sf401.pdf). In view of the fact that what the "JC+" had told my neighbour was at odds with the DWP advice, I telephoned the "JC+" for clarification. What followed left me flabbergasted.
 
The first "JC+" employee I spoke to said that they didn't accept sf401 claims from the public, and when I explained about the DWP advice, I was told that it was wrong and neither did she know who processes said claims. At my behest, I was able to speak with another employee further up in the organisational hierarchy who might be able to answer my questions, but she too couldn't help and said that we ought to "persevere" on the ansaphone line. "But no-one ever answers", I protested. To which she exclaimed, "another recent claimant spent two entire days persisting and he got through in the end!", which I think she intended as a defense, however, it seemed more like own goal on her part from my viewpoint. At this point I was offered the assistance of the Supervisor who, after a certain amount of obfuscation, turned out to be kind and helpful. She began by repeating what the two others had already said and then later went on to claim that, "the system does work, because I've dealt with three such claims today." (Own goal #2, n'est-ce-pas? seeing as they'd all said that they didn't deal with these claims). I refuted her statement on the grounds that there was no figure being kept of the could be claimants who (daunted by the inordinate ansaphone bottleneck) simply give up, and that her statistic was meaningless because it was devoid of a numeric base with which to qualify it as a fact, ie 3/3, 3/10, 3/100 etc. After this she talked with my neighbour and offered to interview her and enter the claim details onto the computer that day.
 
Thanks for taking the time to read this. Assuring you of my highest esteem and kindest regards. Yours sincerely,
 
L. Ranger.
 
First link in full: http://www.dwp.gov.uk/lifeevent/benefits/crisis_loans.asp
Second:           http://www.dwp.gov.uk/advisers/claimforms/sf401_print.pdf

For more information visit the web-site at:   http://loanranger.no-ip.org/crisis%20loan/  (this line added 11/12/2007) L.R.